An Advance Planning Professional can help you choose the type of service and plan the details so your family won't have to guess. Preplanning lets you create a personalized celebration of your life, while loved ones focus on remembering and honoring you. It also helps determine costs and create a plan to pay for it.
It's simple. We will not only help you plan the services you want, but can also offer funding plans specifically designed for this purpose. Funeral funding plans grow at predetermined growth rates, which can help keep pace with inflation and assure you of the funds necessary to pay your funeral expenses in the future. As an added bonus, the benefits are not taxable and are considered an exempt asset in most cases, and any excess funds can be returned to your estate.*
*Trust rules vary by state
You may already have it. It may be in a 'rainy day' fund, a certificate of deposit, or a money market account. By transferring the money from those sources and using it to fund a plan with a single payment, you will not only receive increased coverage from the first day of issue, but it will increase in value every day until it is needed.
Convenient, multiple payment options to fit your circumstances or budget are also available. If death should occur before the payments are completed, the funeral plan may be paid in full, depending on the plan. In any case, we can help you fund your funeral today, and make life just a little easier on those you love.
You will have 30 days after making your prearrangements to cancel and receive a full refund. In addition, if you move out of state, or simply choose another funeral home, your Advance Funeral Plan can transfer with you.